The New Year is a time to assess your business and put positive change into place. While the internet isn’t short of inspirational tips and tricks to make the most of 2019, the reality is that the everyday ins and outs of running a business are tough – especially in a fast-paced digital world where the only constant is change. From managing budgets to staying relevant and constantly evolving, it isn’t for the faint hearted! When asked what the most significant challenge in business was, Bartercard members said that apart from staffing, it was cash flow which kept them up at night.